Our Mission

KeepMyCar.org was created to help car owners understand their rights, communicate effectively with lenders, and find legitimate options before repossession occurs.

We believe that with the right information and tools, many people can prevent car repossession and navigate financial hardship more successfully.

Who We Are

KeepMyCar.org is an independent educational resource created by financial educators and developers based in California. We are not:

• Affiliated with any lenders, banks, or auto finance companies
• Connected to repossession agencies or collection companies
• A law firm or legal services provider
• A licensed credit counseling agency

Our independence allows us to provide unbiased information focused solely on helping consumers.

What We Offer

All our resources are completely free and include:

• Free Tools: Repo countdown calculator, hardship letter generator, and debt relief quiz to assess your situation
• Educational Articles: Comprehensive guides on repossession laws, consumer rights, credit impact, and financial recovery
• State-Specific Information: Details on repossession laws and consumer protections in your state
• Practical Resources: Step-by-step guidance for communicating with lenders and understanding your options

Why We Built This Site

Car repossession is a serious issue affecting millions of Americans. We recognized that:

• Many people don't know their rights when facing repossession
• Lenders often have hardship programs, but consumers don't know to ask
• The difference between 30 and 60 days behind can determine whether you keep your car
• Clear, actionable information can help people make better decisions under stress

We wanted to create a trusted resource that empowers people with knowledge and practical tools during one of the most stressful financial situations they may face.

Our Approach

We focus on three key principles:

1. Education First: We believe informed consumers make better decisions. Our content is research-based and updated regularly.
2. Practical Tools: We provide calculators and generators that help you take immediate action, not just read about options.
3. State-Specific Guidance: Repossession laws vary significantly by state. We provide targeted information for your location.

Important Limitations

While we strive to provide accurate and helpful information:

• We cannot provide legal, financial, or professional advice
• We cannot guarantee outcomes or results from using our tools
• We cannot represent you in dealings with lenders or courts
• Laws and lender policies change frequently and may affect your situation

Always verify information with your specific lender and consult qualified professionals when making important financial or legal decisions.

How We're Funded

KeepMyCar.org is funded through affiliate partnerships with services that may help users in financial difficulty. When you connect with a partner service through our site, we may receive compensation at no cost to you.

This allows us to keep all our tools and content completely free. Our partner relationships do not influence our editorial content. See our Affiliate Disclosure for more details.

Our Commitment to You

We are committed to:

• Providing accurate, up-to-date information
• Maintaining your privacy and protecting your data
• Being transparent about our limitations and affiliations
• Continuously improving our tools based on user feedback
• Remaining independent and focused on consumer education

Get in Touch

We welcome your feedback, questions, and suggestions. If you:

• Have questions about our content or tools
• Notice outdated or incorrect information
• Want to suggest new tools or topics
• Have concerns about our site or practices

Please contact us at: koen@cardifftax.com

We read every message and use your feedback to improve our site and better serve people facing financial challenges.