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Hardship Letter Generator

Create a professional letter to request payment relief from your lender.

Select the primary reason for your financial difficulty

📝 Important Tips

  • • Be honest and specific about your financial situation
  • • Send your letter as soon as possible - don't wait until you're too far behind
  • • Keep copies of all correspondence with your lender
  • • Be prepared to provide documentation of your hardship
  • • Follow up promptly if you don't hear back within 5-7 business days
  • • Consider calling your lender's hardship department directly as well

⚠️ Disclaimer: KeepMyCar.org is not a lender, law firm, or financial advisor. All tools and content are for informational purposes only. Always confirm your rights and options with your lender or a qualified professional in your state.