📊 Debt-to-Income (DTI) Calculator
Calculate your DTI and understand lender thresholds.
What is DTI?
Debt-to-Income ratio measures what percentage of your gross monthly income goes toward debt payments. Lenders use this to assess your ability to manage monthly payments.
- • Below 36%: Good financial health
- • 36-49%: Strained, may struggle for credit
- • 50%+: Critical, high risk
Enter your income and debt payments to calculate your DTI